INVESTOR RELATIONS

Carfinco Income Fund, through its wholly owned subsidiary Carfinco Inc., is a consumer finance company specializing in used vehicle financing. Carfinco Income Fund is headquartered in Edmonton, Alberta, Canada, and its units are traded on the S&P/TSX TSX (CFN.UN).

Carfinco is Canada's leading specialty finance company assisting consumers who are not able to obtain vehicle financing from more traditional lending sources. The Company originates auto finance contracts from franchised and select independent automobile dealerships from all provinces in Canada except Quebec.

Carfinco Inc. was incorporated under the Business Corporations Act (Ontario) on December 30, 1996. The Company owned 100% of Canadian Automotive Finance Corporation (formerly Canadian Automotive Repair Finance Corporation), which is a company incorporated under the Business Corporations Act (Alberta).

On May 7, 1997, the Company completed an Initial Public Offering and its shares were listed on the Canadian Dealing Network (symbol "CAAR"). Effective September 29, 2000, the Canadian Dealing Network was transferred by the Toronto Stock Exchange to the Canadian Venture Exchange. On October 10, 2000, the Company commenced trading on the Canadian Venture Exchange (symbol "YCR").

On November 27, 2002, Carfinco Income Fund was formed. The Fund began trading on the TSX Venture Exchange on December 6, 2002, under the trading symbol CFN.UN. All shares in Carfinco Inc. were exchanged for units in Carfinco Income Fund on a 1:1 basis. Carfinco Inc. discontinued trading and merged with Canadian Automotive Finance Corporation and became a wholly owned subsidiary of Carfinco Income Fund.