CORPORATE DIRECTORY

Carfinco's Board of Directors is dedicated to the highest standards of corporate governance. The Board believes that Carfinco is ideally situated to realize vast opportunities in the non-prime vehicle lending market. The company is focused on a lucrative market and has a management team dedicated to serving the interests of clients, employees, the industry and investors. We are confident that Carfinco's prospects for continued success are strong.

The Board of Directors is mandated to provide stewardship and oversight of the company on behalf of its shareholders. We carry out this role through regular meetings with Carfinco's management, as well as by contacting the company's officers throughout the year. Through this structured approach, Directors exercise their duty to support informed, prudent and resolute decision-making for the ultimate benefit of shareholders. Above all, our actions are guided by recommended corporate governance regulations for public companies to ensure high standards of accountability and transparency to shareholders.

Board of Directors

Tracy A. Graf
President and Chief Executive Officer, Carfinco

David Prussky
Director, Patica Securities Limited

David Rosenkrantz
Director, Patica Securities Limited

J. Daryl MacLellan
Maxium Financial

Brent Channell
Managing Director, Spartan Fund Management Inc.

Maurice Kagan
President, Sparkle Solutions

Simon Serruya
Owner and COO, Yogen Fruz International Inc.

Senior Management

Tracy A. Graf
President and Chief Executive Officer

Troy S.F. Graf
Vice President and Chief Operating Officer

Stephen Dykau
Chief Financial Officer

Rick Hewson
Senior Vice President. Operations

Auditors

Grant Thorton LLP
Scotia Place 2
10060 Jasper Avenue, Suite 1401
Edmonton, AB T5J 3R8

Bank Credit Facility

Bank of America, National Association
Simcoe Place
200 Front Street West, Suite 2700
Toronto, ON M5V 3L2

Wells Fargo Financial Corporation Canada
Co-lender

Bank of Montreal
Co-lender

Solicitors

Bryan & Company LLP
2600 Manulife Place
10180 - 101 Street
Edmonton, AB T5J 3Y2

Registrar and Transfer Agent

Equity Transfer & Trust Company
505 - 3rd Street SW
Suite 850
Calgary, AB T2P 3E6
Telephone: 403.265.0208
Fax: 403.265.0232

Investor Relations

Carfinco, Mr. Tracy Graf
Telephone: 1.888.486.4356

The Howard Group Inc., Jeff Walker, Dave Burwell
#300, 1032 - 17th Avenue SW
Calgary, AB T2T 0A5
Toll free: 1.888.221.0915
Telephone: 403.221.0915
Fax: 403.237.8387